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Apply for a prepGATE loan now.

Completing our online loan application takes as little as 15 minutes.

Get started now, even if you don't have all the information you need to complete your application. We'll save it (completely securely) for 30 days. Return to complete your application whenever you want.

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Before starting this loan application

  1. Exhaust other forms of education funding, like grants, scholarships and savings
  2. Consider applying with a qualified cosigner. It can make a big difference.
  3. Make sure you have the documents you need to complete the application.

Learn what to expect after you take out a prepGATE loan.

Our Promise

Low-Rate, Low-Cost Loans

Our loans features competitive rates, origination fees as low as  *, and no prepayment penalty.

Freedom Of Choice

Qualified borrowers can choose between different repayment terms.

Easy Application

Apply online in as little as 15 minutes. Invite a cosigner with the click of a button.

"Casting A Wider Net"

Our custom credit scorecard allows us to make loans to borrowers who might not otherwise qualify for them.††

*Origination fees range from   to  , depending on the repayment term chosen by the applicants.

††Minimum credit score required for the primary applicant.