The smart choice in K-12 education loans

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The most important investment you'll ever make.

The prepGATE Loan Program makes it easier to send your child to the private school of your choice. Our loans offer competitive rates and a choice of repayment terms.1

The prepGATE Loan application takes as little as 15 minutes to complete. Get started today, or learn more about our loans.

Schools Our loans are designed specifically for K-12 schools. Read more about the program

Our Promise

Low-Rate, Low-Cost Loans

Our loans feature competitive rates, origination fees as low as  *, and no prepayment penalty.

Freedom Of Choice

Qualified borrowers can choose between different repayment terms.2

Easy Application

Apply online in as little as 15 minutes.

*The prepGATE Loan is not available to applicants who are permanent residents of WI.

1The current interest rate in effect as of   ranges from   to  . APRs range from   to   as of  . The applicable interest rate for each calendar quarter shall be based on the average of the one-month London Interbank Offered Rate ("LIBOR") published in the "Money Rates" section of The Wall Street Journal (Eastern Edition) on the 1st day of each of the three previous calendar months, or the next business day thereafter, rounded to the nearest 1/100th percent (.01%). The variable interest rate and Annual Percentage Rate (APR) may be higher depending upon your and your cosigner's (if any) credit history and will increase or decrease if the one-month LIBOR index changes. The current one-month LIBOR index was   on  . The low APR example assumes a $10,000 loan made in two disbursements with immediate repayment, a monthly principal and interest payment of   (there is a minimum monthly payment of $50), a 5-year repayment term (60 months), no Origination Fee, and a   interest rate (in effect as of  ). With a 5-year repayment term and no Origination Fees, current interest rates can range from   to   depending on your or your cosigner's credit history. The high APR example assumes a $10,000 loan made in two disbursements with immediate repayment, a monthly principal and interest payment of   (there is a minimum monthly payment of $50), a 10-year repayment term (120 months), an Origination Fee of   of the total loan amount, and a   interest rate (in effect as of  ). Interest rates are variable. Your variable interest rate and APR may be higher depending upon you and your cosigner's credit history and repayment term selected and will increase or decrease if the one-month LIBOR index changes.

2Repayment terms offered may vary based on the creditworthiness of the applicants.

*Origination fees range from   to  , depending on the repayment term chosen by the applicants.